---
title: "Sukanya Samriddhi Yojana: Girl-Child Scheme | Model Diplomat"
description: "Sukanya Samriddhi Yojana is a tax-free savings scheme for girls in India, helping parents secure their child's future with fixed-interest deposits."
url: "https://modeldiplomat.com/learn/glossary/sukanya-samriddhi-yojana"
---

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Model Diplomat Research Team · Last reviewed June 22, 2026

TL;DR

- Sukanya Samriddhi Yojana is an Indian government small-savings scheme for the girl child, offering a tax-free, fixed-interest deposit account opened by a parent or guardian.
- Who is eligible to open a Sukanya Samriddhi account and how many can a family hold?
- What are the deposit limits and the maturity terms of the scheme?
- How does Sukanya Samriddhi Yojana differ from the Public Provident Fund?
- Is the interest and maturity amount taxable?

[Civil Service & Diplomatic Exams](https://modeldiplomat.com/learn/civil-services/glossary)Updated June 22, 2026

Sukanya Samriddhi Yojana is an Indian government small-savings scheme for the girl child, offering a tax-free, fixed-interest deposit account opened by a parent or guardian.

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In January 2015, Prime Minister Narendra Modi launched the Sukanya Samriddhi Yojana at Panipat, Haryana, as part of the Beti Bachao, Beti Padhao campaign to promote saving for the girl child.

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