---
title: "SHG-Bank Linkage Programme: NABARD Microfinance"
description: "The SHG-Bank Linkage Programme connects India's self-help groups to formal banks for credit, enhancing financial inclusion since 1992."
url: "https://modeldiplomat.com/learn/glossary/self-help-group-bank-linkage-programme"
---

[New](https://modeldiplomat.com/)

#

Model Diplomat Research Team · Last reviewed June 22, 2026

TL;DR

- The SHG-Bank Linkage Programme is an Indian financial-inclusion model launched by NABARD in 1992 that connects informal savings groups directly to formal banks for savings and credit.
- Who launched the SHG-Bank Linkage Programme and under what authority?
- What are the three models of SHG-Bank linkage?
- How does the SHG-Bank Linkage Programme differ from the MFI model?
- Why is SHG-Bank linkage significant for financial inclusion?

[Civil Service & Diplomatic Exams](https://modeldiplomat.com/learn/civil-services/glossary)Updated June 22, 2026

The SHG-Bank Linkage Programme is an Indian financial-inclusion model launched by NABARD in 1992 that connects informal savings groups directly to formal banks for savings and credit.

Go beyond the definition

## Research SHG-Bank Linkage Programme like a delegate

Model Diplomat's AI drafts position papers, speeches, and country research with real sources — built for MUN and politics students.

## Research it like a delegate

Research on modeldiplomat.com

## Ask a follow-up about SHG-Bank Linkage Programme

Open a cited briefing in Model Diplomat search — timelines, positions, and sources you can use in committee or exam answers.

[Start research on SHG-Bank Linkage Programme](https://modeldiplomat.com/search?q=Explain%20SHG-Bank%20Linkage%20Programme%20%E2%80%94%20key%20dates%2C%20actors%2C%20positions%2C%20and%20sources)

Example

In 2015 the Government of India rebranded the National Rural Livelihoods Mission as Deendayal Antyodaya Yojana–NRLM, scaling SHG-Bank Linkage by federating women's groups and routing interest subvention through state missions such as Bihar's JEEViKA.

Keep learning

## Go deeper than the definition

[Explore all Civil Service & Diplomatic Exams lessons](https://modeldiplomat.com/learn/civil-services)[Test yourself with a quiz](https://modeldiplomat.com/learn/glossary/quiz/civil-services)

## Take SHG-Bank Linkage Programme beyond the glossary

Ask the AI research engine built for diplomacy — get briefings, position papers, and speeches with sources you can cite in committee.