---
title: "Pradhan Mantri Awas Yojana - Urban (PMAY-U) | Model Diplomat"
description: "Pradhan Mantri Awas Yojana - Urban is a 2015 Indian scheme aimed at providing affordable housing to eligible urban households, enhancing living standards."
url: "https://modeldiplomat.com/learn/glossary/pradhan-mantri-awas-yojana-urban"
---

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Model Diplomat Research Team · Last reviewed June 22, 2026

TL;DR

- Pradhan Mantri Awas Yojana - Urban is a Government of India centrally sponsored scheme launched in 2015 to provide affordable housing to eligible urban households.
- How does PMAY-U differ from PMAY-Gramin?
- What are the four verticals of PMAY-U?
- Who is eligible for the Credit Linked Subsidy Scheme under PMAY-U?
- What is PMAY-U 2.0?

[Civil Service & Diplomatic Exams](https://modeldiplomat.com/learn/civil-services/glossary)Updated June 22, 2026

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In August 2024 the Union Cabinet, chaired by Prime Minister Narendra Modi, approved PMAY-U 2.0, committing central assistance to construct one crore additional urban houses over the following five years.

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