---
title: "PMAY: Pradhan Mantri Awas Yojana Explained | Model Diplomat"
description: "PMAY, or Pradhan Mantri Awas Yojana, is India's housing mission aimed at providing affordable homes to eligible households since 2015."
url: "https://modeldiplomat.com/learn/glossary/pmay"
---

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Model Diplomat Research Team · Last reviewed June 22, 2026

TL;DR

- The Pradhan Mantri Awas Yojana is a flagship Government of India housing mission, launched in 2015, that aims to provide affordable pucca houses with basic amenities to all eligible urban and rural households.
- How does PMAY-Gramin differ from the earlier Indira Awas Yojana?
- What is the Credit Linked Subsidy Scheme under PMAY-Urban?
- Why is PMAY significant for women's empowerment?
- What are the funding shares between Centre and States under PMAY-G?

[Civil Service & Diplomatic Exams](https://modeldiplomat.com/learn/civil-services/glossary)Updated June 22, 2026

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## Timeline

1. 25 June 2015

   Pradhan Mantri Awas Yojana (PMAY) is the Union Government's centrally sponsored housing scheme launched to realise the goal of "Housing for All." It operates…

2. 20 November 2016

   Pradhan Mantri Awas Yojana (PMAY) is the Union Government's centrally sponsored housing scheme launched to realise the goal of "Housing for All." It operates…

3. 1 April 2016

   Pradhan Mantri Awas Yojana (PMAY) is the Union Government's centrally sponsored housing scheme launched to realise the goal of "Housing for All." It operates…

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Example

In 2024, the Union Cabinet under Prime Minister Narendra Modi approved PMAY-Urban 2.0 with ₹2.30 lakh crore in assistance to build one crore additional urban houses over five years.

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