---
title: "NABARD: India's Rural Development Bank | Model Diplomat"
description: "NABARD is India's apex bank for agriculture and rural credit, created in 1982. It refinances rural lenders and supervises cooperative and regional rural banks."
url: "https://modeldiplomat.com/learn/glossary/national-bank-for-agriculture-and-rural-development"
---

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Model Diplomat Research Team · Last reviewed June 22, 2026

TL;DR

- NABARD is India's apex development financial institution, established in 1982 to provide and regulate credit for agriculture and rural development across the country.
- Does NABARD lend directly to farmers?
- How does NABARD differ from the RBI in regulating rural banks?
- What is the SHG-Bank Linkage Programme and why is it significant?
- Who owns NABARD today?

[Civil Service & Diplomatic Exams](https://modeldiplomat.com/learn/civil-services/glossary)Updated June 22, 2026

NABARD is India's apex development financial institution, established in 1982 to provide and regulate credit for agriculture and rural development across the country.

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In 2016, the Indian government announced a Long Term Irrigation Fund within NABARD with an initial corpus of ₹20,000 crore to fast-track 99 stalled major and medium irrigation projects nationwide.

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