---
title: "Nachiket Mor Committee: RBI Panel on Inclusion"
description: "The Nachiket Mor Committee (2013) was an RBI panel that proposed payments banks and the Universal Electronic Bank Account to drive financial inclusion in India."
url: "https://modeldiplomat.com/learn/glossary/nachiket-mor-committee"
---

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Model Diplomat Research Team · Last reviewed June 22, 2026

TL;DR

- The Nachiket Mor Committee was a 2013–14 Reserve Bank of India panel that designed a blueprint for universal financial inclusion through differentiated banking licences.
- What were the key recommendations of the Nachiket Mor Committee?
- How is the Nachiket Mor Committee different from the Narasimham Committee?
- Which RBI policies emerged from the committee's report?
- Why is the Nachiket Mor Committee relevant for UPSC preparation?

[Civil Service & Diplomatic Exams](https://modeldiplomat.com/learn/civil-services/glossary)Updated June 22, 2026

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## Timeline

1. 7 January 2014

   It submitted its final report on , anchored to a single time-bound aspiration that became its signature: a Universal Electronic Bank Account for every Indian…

2. 1 January 2016

   It submitted its final report on 7 January 2014, anchored to a single time-bound aspiration that became its signature: a Universal Electronic Bank Account fo…

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Example

In August 2015 the Reserve Bank of India granted in-principle Payments Bank licences to eleven applicants—including Airtel, Paytm and India Post—operationalising the differentiated-banking model proposed by the Nachiket Mor Committee in January 2014.

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