---
title: "IDRCL: India Debt Resolution Company Ltd | Model Diplomat"
description: "India Debt Resolution Company Ltd (IDRCL) resolves bad loans for the National Asset Reconstruction Company, crucial for managing India's non-performing assets."
url: "https://modeldiplomat.com/learn/glossary/india-debt-resolution-company"
---

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Model Diplomat Research Team · Last reviewed June 22, 2026

TL;DR

- The India Debt Resolution Company Ltd is a government-backed asset management company that resolves bad loans acquired by the National Asset Reconstruction Company under India's bad bank framework.
- What is the difference between NARCL and IDRCL?
- Why was India's bad bank split into two companies?
- How are Security Receipts used in the bad bank structure?
- Does IDRCL replace the Insolvency and Bankruptcy Code?

[Civil Service & Diplomatic Exams](https://modeldiplomat.com/learn/civil-services/glossary)Updated June 22, 2026

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Example

In 2022, the Reserve Bank of India clarified the governance roles of NARCL and IDRCL, enabling India's bad bank to begin acquiring large stressed accounts such as Jaiprakash Associates from public sector lenders.

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