---
title: "Ayushman Bharat Definition and Overview | Model Diplomat"
description: "Ayushman Bharat is India's national health scheme, providing ₹5 lakh annual hospitalisation cover for poor families. Discover its key components."
url: "https://modeldiplomat.com/learn/glossary/ayushman-bharat"
---

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Model Diplomat Research Team · Last reviewed June 22, 2026

TL;DR

- Ayushman Bharat is India's national health protection scheme, launched in 2018, combining wellness centres with a ₹5 lakh annual hospitalisation insurance cover for poor families.
- What are the two components of Ayushman Bharat?
- Which agency implements PM-JAY and how are beneficiaries identified?
- What is the ABHA ID and how does it relate to Ayushman Bharat?
- What significant expansion was announced for senior citizens?

[Civil Service & Diplomatic Exams](https://modeldiplomat.com/learn/civil-services/glossary)Updated June 22, 2026

Ayushman Bharat is India's national health protection scheme, launched in 2018, combining wellness centres with a ₹5 lakh annual hospitalisation insurance cover for poor families.

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In September 2018, Prime Minister Narendra Modi launched Ayushman Bharat PM-JAY from Ranchi, Jharkhand, extending ₹5 lakh annual hospitalisation cover to roughly 10.74 crore poor and vulnerable families identified through SECC 2011.

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